<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <!-- Homepage (EN / PT) -->
  <url>
    <loc>https://tacopay.co/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://tacopay.co/" />
    <xhtml:link rel="alternate" hreflang="pt" href="https://tacopay.co/?lang=pt" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://tacopay.co/" />
    <lastmod>2026-10-14</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://tacopay.co/?lang=pt</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://tacopay.co/" />
    <xhtml:link rel="alternate" hreflang="pt" href="https://tacopay.co/?lang=pt" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://tacopay.co/" />
    <lastmod>2026-10-14</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Terms of Use -->
  <url>
    <loc>https://tacopay.co/terms</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://tacopay.co/terms" />
    <xhtml:link rel="alternate" hreflang="pt" href="https://tacopay.co/terms?lang=pt" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://tacopay.co/terms" />
    <lastmod>2026-10-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Privacy Policy -->
  <url>
    <loc>https://tacopay.co/privacy</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://tacopay.co/privacy" />
    <xhtml:link rel="alternate" hreflang="pt" href="https://tacopay.co/privacy?lang=pt" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://tacopay.co/privacy" />
    <lastmod>2026-10-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Security & Architecture -->
  <url>
    <loc>https://tacopay.co/security</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://tacopay.co/security" />
    <xhtml:link rel="alternate" hreflang="pt" href="https://tacopay.co/security?lang=pt" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://tacopay.co/security" />
    <lastmod>2026-10-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
</urlset>
